fix(embeddings): stop retrying OpenAI 401 authentication errors (#2995)

## Summary
Fixes #1679

This PR prevents the OpenAI embedding function from retrying when
receiving a 401 Unauthorized error. Authentication errors are permanent
failures that won't be fixed by retrying, yet the current implementation
retries all exceptions up to 7 times by default.

## Changes
- Modified `retry_with_exponential_backoff` in `utils.py` to check for
non-retryable errors before retrying
- Added `_is_non_retryable_error` helper function that detects:
  - Exceptions with name `AuthenticationError` (OpenAI's 401 error)
  - Exceptions with `status_code` attribute of 401 or 403
- Enhanced OpenAI embeddings to explicitly catch and re-raise
`AuthenticationError` with better logging
- Added unit test `test_openai_no_retry_on_401` to verify authentication
errors don't trigger retries

## Test Plan
- Added test that verifies:
  1. A function raising `AuthenticationError` is only called once
  2. No retry delays occur (sleep is never called)
- Existing tests continue to pass
- Formatting applied via `make format`

## Example Behavior

**Before**: With an invalid API key, users would see 7 retry attempts
over ~2 minutes:
```
WARNING:root:Error occurred: Error code: 401 - {'error': {'message': 'Incorrect API key provided...'}}
 Retrying in 3.97 seconds (retry 1 of 7)
WARNING:root:Error occurred: Error code: 401...
 Retrying in 7.94 seconds (retry 2 of 7)
...
```

**After**: With an invalid API key, the error is raised immediately:
```
ERROR:root:Authentication failed: Invalid API key provided
AuthenticationError: Error code: 401 - {'error': {'message': 'Incorrect API key provided...'}}
```

This provides better UX and prevents unnecessary API calls that would
fail anyway.

---------

Co-authored-by: Will Jones <willjones127@gmail.com>

python/python/tests/test_util.py

@@ -292,18 +292,14 @@ class TestModel(lancedb.pydantic.LanceModel):
         lambda: pa.table({"a": [1], "b": [2]}),
         lambda: pa.table({"a": [1], "b": [2]}).to_reader(),
         lambda: iter(pa.table({"a": [1], "b": [2]}).to_batches()),
-        lambda: (
-            lance.write_dataset(
-                pa.table({"a": [1], "b": [2]}),
-                "memory://test",
-            )
-        ),
-        lambda: (
-            lance.write_dataset(
-                pa.table({"a": [1], "b": [2]}),
-                "memory://test",
-            ).scanner()
+        lambda: lance.write_dataset(
+            pa.table({"a": [1], "b": [2]}),
+            "memory://test",
         ),
+        lambda: lance.write_dataset(
+            pa.table({"a": [1], "b": [2]}),
+            "memory://test",
+        ).scanner(),
         lambda: pd.DataFrame({"a": [1], "b": [2]}),
         lambda: pl.DataFrame({"a": [1], "b": [2]}),
         lambda: pl.LazyFrame({"a": [1], "b": [2]}),