diff --git a/backend/crates/providers/openai/src/provider/failure.rs b/backend/crates/providers/openai/src/provider/failure.rs
index 9f14ad7cf..b4f2f6ccc 100644
--- a/backend/crates/providers/openai/src/provider/failure.rs
+++ b/backend/crates/providers/openai/src/provider/failure.rs
@@ -506,6 +506,27 @@ pub(super) fn apply_websocket_recovery_policy(
     failure: &mut MappedProviderFailure,
     context: WebSocketRecoveryContext<'_>,
 ) {
+    // 账号级上游拒绝（额度、限流、封禁等）没有可恢复的传输语义：同账号重试只会
+    // 命中同一拒绝，而上游 retry-after 通常是小时级的额度窗口。保留账号失败记录
+    // 让健康度立即生效，并把回放安全证据随错误交给 Core 换号恢复，与 HTTP 路径
+    // 的调度语义保持一致。
+    if failure.account_failure.is_some() && failure.error.replay_is_safe() {
+        tracing::warn!(
+            request_id = context.request_id,
+            attempt_index = context.attempt_index,
+            account_id = context.account_id,
+            websocket_failure_kind = failure.error.kind().as_str(),
+            websocket_failure_code = failure
+                .error
+                .upstream_code()
+                .map_or("", OpaqueUpstreamValue::as_str),
+            upstream_status_code = failure.error.upstream_status().unwrap_or_default(),
+            upstream_status_code_present = failure.error.upstream_status().is_some(),
+            transport_requirement = context.requirement.as_str(),
+            "OpenAI upstream WebSocket rejected by an account-level failure; deferring to account rotation"
+        );
+        return;
+    }
     let session_budget_exhausted = context.session_affinity_key.is_some_and(|key| {
         context
             .session_transport_recovery
diff --git a/backend/crates/providers/openai/tests/provider/contract.rs b/backend/crates/providers/openai/tests/provider/contract.rs
index 62a0afc9a..5c286b97a 100644
--- a/backend/crates/providers/openai/tests/provider/contract.rs
+++ b/backend/crates/providers/openai/tests/provider/contract.rs
@@ -465,6 +465,8 @@ fn contract_account_scope() -> Arc<FrozenAccountScope> {
         "acct_websocket_busy_replay",
         "acct_websocket_metadata_close",
         "acct_websocket_turn_state",
+        "acct_ws_quota_a",
+        "acct_ws_quota_b",
     ]
     .into_iter()
     .map(|id| {
@@ -3124,6 +3126,60 @@ async fn downstream_websocket_new_chain_should_override_session_and_attempt_http
     server.await.unwrap();
 }
 
+#[tokio::test]
+async fn websocket_opening_account_rejection_keeps_replay_safe_without_transport_retry() {
+    let store = Arc::new(MemoryAccountStore::default());
+    create_account(&store, "acct_ws_quota_a").await;
+    create_account(&store, "acct_ws_quota_b").await;
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let base_url = format!("http://{}", listener.local_addr().unwrap());
+    let server = tokio::spawn(async move {
+        let (mut opening, _) = listener.accept().await.unwrap();
+        let request = capture_http_request(&mut opening).await;
+        assert!(String::from_utf8_lossy(&request).starts_with("GET /codex/responses"));
+        // 额度耗尽拒绝通常携带小时级的 retry-after；同账号重试注定再次命中。
+        let body = r#"{"error":{"message":"You have reached your usage limit.","type":"rate_limit_error"}}"#;
+        opening
+            .write_all(
+                format!(
+                    "HTTP/1.1 429 Too Many Requests\r\nretry-after: 129600\r\ncontent-type: application/json\r\ncontent-length: {}\r\nconnection: close\r\n\r\n{body}",
+                    body.len()
+                )
+                .as_bytes(),
+            )
+            .await
+            .unwrap();
+    });
+
+    let provider = provider_with_base_url(&store, base_url);
+    let mut stream = provider
+        .execute(
+            planned_request("openai", generate_operation()),
+            context("req_ws_quota_rotation", CancellationToken::new()),
+        )
+        .await
+        .expect("prepare quota-rejected stream");
+    let error = loop {
+        match stream.next().await {
+            Some(Ok(_)) => {}
+            Some(Err(error)) => break error,
+            None => panic!("quota rejection must surface as a terminal error"),
+        }
+    };
+    server.await.expect("upstream server");
+
+    assert_eq!(error.kind(), ProviderErrorKind::RateLimited);
+    assert_eq!(error.upstream_status(), Some(429));
+    assert_eq!(error.send_state(), UpstreamSendState::NotSent);
+    assert!(
+        error.replay_is_safe(),
+        "before-payload rejection is replay safe"
+    );
+    // 回放安全的账号级拒绝必须把换号决策留给 Core，不得钉死同账号传输重试
+    // （旧行为会携带小时级 retry-after 的同账号重试标记，请求必然超时）。
+    assert_eq!(error.pre_delivery_retry(), None);
+}
+
 #[tokio::test]
 async fn websocket_turn_state_metadata_is_exposed_through_response_observation() {
     let store = Arc::new(MemoryAccountStore::default());