the multiplier was a no-op since the default already sat at 1.0, and
plan tiers / admin overrides express the actual ceiling more clearly
as a fixed limit_*_pm value. enterprise customers who need more
throughput now get a direct bump on user_rate_limits.limit_*_pm
instead of an indirect multiplier.
migration 43 drops the column from both tables. service.go uses the
base limit as the ceiling. UpdateUserRateLimits no longer accepts a
burst_multiplier field.