diff --git a/components/settings/delegates/__tests__/delegates-settings.test.tsx b/components/settings/delegates/__tests__/delegates-settings.test.tsx
index 0bb642887..ca8b7db6b 100644
--- a/components/settings/delegates/__tests__/delegates-settings.test.tsx
+++ b/components/settings/delegates/__tests__/delegates-settings.test.tsx
@@ -27,9 +27,10 @@ function targets(withCarol = false): ShareTarget[] {
 
 const ok = (changes: ShareChange[]): ShareChangeResult[] => changes.map((change) => ({ change, ok: true }));
 
-function makeClient(options: { withCarol?: boolean; directory?: PrincipalListing; apply?: (c: ShareChange[]) => ShareChangeResult[] } = {}) {
+function makeClient(options: { withCarol?: boolean; directory?: PrincipalListing; apply?: (c: ShareChange[]) => ShareChangeResult[]; sharedAccounts?: Array<{ id: string; name: string }> } = {}) {
   return {
     getAccountId: () => 'ci',
+    getSharedAccounts: () => options.sharedAccounts ?? [],
     supportsPrincipals: () => true,
     getPrincipals: vi.fn(async () => (options.directory ?? DIRECTORY_OFF).principals),
     listPrincipals: vi.fn(async () => options.directory ?? DIRECTORY_OFF),
@@ -89,6 +90,17 @@ describe('DelegatesSettings', () => {
     expect(screen.getAllByTestId('delegate-row')).toHaveLength(1);
   });
 
+  it('names someone the directory does not list from the accounts they share with the user', async () => {
+    renderWith(makeClient({
+      withCarol: true,
+      directory: { principals: [ALICE], status: 'restricted', directoryQueriesOff: true },
+      sharedAccounts: [{ id: 'ck', name: 'org-carol@example.org' }],
+    }));
+    const row = await screen.findByTestId('delegate-row');
+    expect(within(row).getByText('org-carol@example.org')).toBeInTheDocument();
+    expect(within(row).queryByText('unknown_person')).toBeNull();
+  });
+
   it('removes a person from every item, files included', async () => {
     const client = makeClient({ withCarol: true });
     renderWith(client);
diff --git a/components/settings/delegates/delegates-settings.tsx b/components/settings/delegates/delegates-settings.tsx
index 4ca5ecc51..d33b3cb80 100644
--- a/components/settings/delegates/delegates-settings.tsx
+++ b/components/settings/delegates/delegates-settings.tsx
@@ -75,8 +75,16 @@ export function DelegatesSettings() {
   const ownIds = useMemo(() => (client ? [client.getAccountId()] : []), [client]);
   const summaries = useMemo(() => (targets ? summarizeDelegates(targets, ownIds) : []), [targets, ownIds]);
 
-  const principalFor = useCallback((id: string): Principal | null =>
-    directory?.principals.find((p) => p.id === id) ?? remembered.get(id) ?? null, [directory, remembered]);
+  // Stalwart names a principal by its account id, and an account shared with
+  // the user is in the session under the owner's address: a last way to name
+  // someone the directory won't (Stalwart 1.0 with directory queries off).
+  const sessionAccounts = useMemo(() => new Map((client?.getSharedAccounts() ?? []).map((a) => [a.id, a.name])), [client]);
+  const principalFor = useCallback((id: string): Principal | null => {
+    const known = directory?.principals.find((p) => p.id === id) ?? remembered.get(id);
+    if (known) return known;
+    const accountName = sessionAccounts.get(id);
+    return accountName ? { id, name: accountName, email: accountName.includes('@') ? accountName : null, type: 'individual' } : null;
+  }, [directory, remembered, sessionAccounts]);
 
   if (delegation.hidden || !client) return null;