diff --git a/app/api/auth/sso/complete/route.ts b/app/api/auth/sso/complete/route.ts
index 0bcd565ea..85cc6930d 100644
--- a/app/api/auth/sso/complete/route.ts
+++ b/app/api/auth/sso/complete/route.ts
@@ -6,7 +6,9 @@ import {
   exchangeCodeForTokens,
   getRequiredConfig,
   getTokenEndpoint,
+  hasClientSecret,
 } from '@/lib/oauth/token-exchange';
+import { buildRedeemBundle } from '@/lib/auth/pair-bundle';
 import { refreshTokenCookieName, refreshTokenServerCookieName } from '@/lib/oauth/tokens';
 import { getCookieOptions } from '@/lib/oauth/cookie-config';
 import { storeIdToken } from '@/lib/oauth/end-session';
@@ -15,6 +17,20 @@ import { rejectCrossOriginRequest } from '@/lib/security/same-origin';
 const SSO_PENDING_COOKIE = 'sso_pending';
 const SSO_PENDING_MAX_AGE_MS = 5 * 60 * 1000; // 5 minutes
 
+/**
+ * The webmail's public base (origin + mount path) from the callback URL the
+ * flow started with (`<base>/<locale>/auth/callback`, same-origin checked at
+ * /sso/start): where a phone renews through the token proxy.
+ */
+function webmailBaseFromCallback(redirectUri: string): string | null {
+  try {
+    const url = new URL(redirectUri);
+    return `${url.origin}${url.pathname.replace(/\/[^/]+\/auth\/callback\/?$/, '').replace(/\/+$/, '')}`;
+  } catch {
+    return null;
+  }
+}
+
 export async function POST(request: NextRequest) {
   // CSRF gate (GHSA-qvr9-m8cq-7wvg): cookies written here are SameSite=Lax,
   // so a cross-site top-level POST would otherwise reach this handler.
@@ -113,16 +129,32 @@ export async function POST(request: NextRequest) {
       // The mobile client needs the bits it can't re-derive: the refresh
       // token, the token endpoint it should hit to refresh later, and the
       // client_id the IdP expects on that refresh call. The server URL is
-      // returned so the app knows which JMAP host to connect to.
+      // returned so the app knows which JMAP host to connect to. A phone
+      // cannot renew with a confidential client's secret, and current app
+      // builds refuse a provider on another host, so those renew through
+      // this webmail - the same bundle a paired phone gets.
       const { clientId, serverUrl } = getRequiredConfig(pendingServerId);
-      const tokenEndpoint = await getTokenEndpoint(pendingServerId);
+      const bundle = buildRedeemBundle({
+        flow: 'oauth',
+        serverUrl,
+        serverId: pendingServerId,
+        accessToken: tokens.access_token,
+        refreshToken: tokens.refresh_token,
+        expiresIn: tokens.expires_in,
+        issuedAt: Date.now(),
+        tokenEndpoint: await getTokenEndpoint(pendingServerId),
+        clientId,
+        confidential: hasClientSecret(pendingServerId),
+        trusted: true,
+      }, webmailBaseFromCallback(redirectUri));
+      if (bundle.flow !== 'oauth') throw new Error('unexpected bundle');
       return NextResponse.json({
-        access_token: tokens.access_token,
-        expires_in: tokens.expires_in,
-        refresh_token: tokens.refresh_token,
-        token_endpoint: tokenEndpoint,
-        client_id: clientId,
-        server_url: serverUrl,
+        access_token: bundle.access_token,
+        expires_in: bundle.expires_in,
+        refresh_token: bundle.refresh_token,
+        token_endpoint: bundle.token_endpoint,
+        client_id: bundle.client_id,
+        server_url: bundle.server_url,
         mobile_redirect_uri: mobileRedirectUri,
         mobile_state: mobileState,
       });
diff --git a/lib/__tests__/sso-complete-refuses-reauth.test.ts b/lib/__tests__/sso-complete-route.test.ts
similarity index 52%
rename from lib/__tests__/sso-complete-refuses-reauth.test.ts
rename to lib/__tests__/sso-complete-route.test.ts
index 1edc3e069..db3d93d9f 100644
--- a/lib/__tests__/sso-complete-refuses-reauth.test.ts
+++ b/lib/__tests__/sso-complete-route.test.ts
@@ -2,9 +2,10 @@
 import { beforeEach, describe, expect, it, vi } from 'vitest';
 import { NextRequest } from 'next/server';
 
-// A pairing step-up (purpose `reauth`) completes at
-// /api/auth/reauth/sso/complete only. Handed to the login route, its code
-// would sign this browser in as whoever answered the provider's prompt.
+// POST /api/auth/sso/complete. A pairing step-up (purpose `reauth`)
+// completes at /api/auth/reauth/sso/complete only: handed to this route, its
+// code would sign the browser in as whoever answered the provider's prompt.
+// For the mobile app handoff, the phone gets a bundle it can renew.
 
 vi.mock('@/lib/auth/session-secret', () => ({
   getSessionSecret: () => 's'.repeat(64),
@@ -24,13 +25,17 @@ const cookieStore = {
 vi.mock('next/headers', () => ({ cookies: async () => cookieStore }));
 
 const exchangeCodeForTokens = vi.fn();
+let tokenEndpoint = 'https://idp.example.net/token';
+let confidential = false;
 vi.mock('@/lib/oauth/token-exchange', () => ({
   exchangeCodeForTokens: (...args: unknown[]) => exchangeCodeForTokens(...args),
-  getTokenEndpoint: async () => 'https://idp.example.net/token',
+  getTokenEndpoint: async () => tokenEndpoint,
   getRequiredConfig: () => ({ clientId: 'webmail', serverUrl: 'https://mail.example.org', discoveryUrl: 'https://idp.example.net' }),
+  hasClientSecret: () => confidential,
 }));
 
 import { encryptPayload } from '@/lib/auth/crypto';
+import { openPhoneRefreshToken } from '@/lib/auth/pair-bundle';
 import { POST } from '@/app/api/auth/sso/complete/route';
 
 function pending(extra: Record<string, unknown> = {}) {
@@ -54,6 +59,8 @@ async function complete() {
 
 beforeEach(() => {
   jar.clear();
+  tokenEndpoint = 'https://idp.example.net/token';
+  confidential = false;
   exchangeCodeForTokens.mockReset().mockResolvedValue({ access_token: 'at', refresh_token: 'rt', expires_in: 3600 });
 });
 
@@ -75,3 +82,50 @@ describe('/api/auth/sso/complete', () => {
     expect(jar.get('jmap_rt')).toBe('rt');
   });
 });
+
+describe('/api/auth/sso/complete for the mobile app handoff', () => {
+  // The app renews with client_id only, at a token endpoint on the mail
+  // server's or the webmail's host. Anything else goes through the webmail.
+  const mobile = () => pending({
+    redirect_uri: 'https://webmail.example/mail/en/auth/callback',
+    mobile_redirect_uri: 'bulwarkmobile://auth/callback',
+    mobile_state: 'm-1',
+  });
+
+  it('hands a public client on the mail server straight to the app', async () => {
+    tokenEndpoint = 'https://mail.example.org/auth/token';
+    mobile();
+    const res = await complete();
+    expect(res.status).toBe(200);
+    expect(res.body).toMatchObject({
+      refresh_token: 'rt',
+      token_endpoint: 'https://mail.example.org/auth/token',
+      client_id: 'webmail',
+      server_url: 'https://mail.example.org',
+      mobile_state: 'm-1',
+    });
+    expect(jar.has('jmap_rt')).toBe(false);
+  });
+
+  it('renews a confidential client through the webmail, with a sealed token', async () => {
+    tokenEndpoint = 'https://mail.example.org/auth/token';
+    confidential = true;
+    mobile();
+    const res = await complete();
+    expect(res.body.token_endpoint).toBe('https://webmail.example/mail/api/auth/pair/token');
+    expect(res.body.refresh_token).not.toBe('rt');
+    expect(openPhoneRefreshToken(res.body.refresh_token)).toMatchObject({
+      refreshToken: 'rt',
+      clientId: 'webmail',
+      tokenEndpoint: 'https://mail.example.org/auth/token',
+      trusted: true,
+    });
+  });
+
+  it('renews through the webmail when the provider is on a host the app refuses', async () => {
+    mobile();
+    const res = await complete();
+    expect(res.body.token_endpoint).toBe('https://webmail.example/mail/api/auth/pair/token');
+    expect(openPhoneRefreshToken(res.body.refresh_token)?.tokenEndpoint).toBe('https://idp.example.net/token');
+  });
+});